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Re: Deposit Form of State Bank of Patiala
As per my knowledge, State Bank of Patiala does not offer Online Application Form for Open Deposit Account on its official website of the Bank. You have to get it from its nearest Branch. Open Deposit Account Features & Benefits No penalty for premature withdrawal. Loan / Overdraft facility available against the security of the deposit Premature withdrawal of deposits is permitted provided these have remained with the Bank for at least 7 days Facility to transfer of TDR/STDR between our branches is available without any charge Flexibility in payment on maturity either through Bankers Cheque or for credit of depositors Savings Bank / Current account Eligibility Criteria Individuals, Companies, Firms, Institutions, Trusts, Societies, Associations etc Min/Max Amount of Deposit Special Term Deposit / Term Deposit Account Min Amount – Rs. 15.00 lacs Max Amount – No Upper Limit Period of Deposit 7 days to less than 1 year Other Important Features No interest is paid, if withdrawn before 7 days. Payment of interest at quarterly basis or calendar quarter as per requirement Payment of interest on monthly basis will be at discounted rate. TDS rules applicable and tax is deducted at applicable rates. A consolidated quarterly TDS certificate in Form 16 is issued with all details of TDS deductions during the quarter. TDS is deducted on the basis of interest accrued on the TDR/STDR. Auto renewal facility is available to renew the deposit for the same period as that or the matured deposit, at the interest rate prevailing at the time of maturity |
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