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Old 28th September 2016, 02:35 PM
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Default Education Loan Documents Required SBI

Hello Buddy , I wan t to know What is the Required Eligibility and Documents Required for Education Loan of State Bank of India , Would you please give me ?
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Old 28th September 2016, 03:02 PM
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Default Re: Education Loan Documents Required SBI

State Bank of India Student Loan Scheme is offered to Indian nations for pursuing higher studies in India or at a foreign Institution.

SBI Scholar Loan scheme is offered to students who have secured admissions in premier Indian institutions.

Separate Loan Scheme is offered for Pursuing Vocational Education and training in India.

Amount of Education Loan:

Without Security
With Security

List AA
Rs.30 Lakhs
NA

List A
Ra.20 lakhs
Rs.30 lakhs

List B
Rs.20 lakhs
NA

List C
Rs.7.5 lakhs
Rs.30 lakhs

Following Documents are to be submitted to complete the application process.

Letter of admission
Duly filled and signed loan application form
2 recent passport size photographs
Statement of cost of study
PAN Card, AADHAR card of student and parent/guardian
Proof of identity and proof of residence
IT returns or IT assessment order of previous two years of the co-borrower
Statement of assets and liabilities of parent/guardian
Proof of income of parent/guardian

Eligibility:

Applicant should be an Indian national and should have secured an admission in a recognized educational institution.

For SBI Scholar scheme, the student should have secured an admission in one of the 93 premier Indian institutions.

For Vocational Education loan, the student should have obtained an admission in a government certified training institute.

Interest Rates:

Loan Amount
Rate of Interest

Up to Rs.4 lakhs
3.50% above base rate

Above Rs.4 lakhs and up to Rs.7.5 lakhs
3.75% above base rate

Above Rs.7.50 lakhs
1.75% above base rate
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