Free Download Of MBA Finance Project Report

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Hii sir, I Am A Final year Student of MBA I Wants to Prepare My Final Year Project in Finance Will you Please Provide me the Sample Project Report For My Help ?

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As you Asking for the Sample Project Report on the MBA Final Year Project on Finance Here I am giving you the Sample Project Report that may Helpful for you

Alternate Revenue Sources for the Bank

Abstract
Alternate revenue sources form a vital part of income for banks and banks are therefore looking forward towards increasing their profitability through these sources. Some sources of fee income have been available to institutions for many years, but have recently taken on a more dominant position in the overall financial management strategies of banks.

These include deposit service charges, credit card fees, fees associated with electronic funds transfer, demat etc. Although banks have made significant headway in generating traditional fee income, for banks to remain competitive with other financial institutions, they need to expand their product breadth and to improve sales, relationships, servicing, and investment know-how.

a small part of the earnings stream of most banks. Although the type of services offered by a bank depends upon the type of bank and the country, services provided usually include:

Directly take deposits from the general public and issue Savings accounts and Current accounts

Earning specials like the fixed deposits, recurring deposits.

Lend out money to companies and individuals

Issue credit cards, ATM, and debit cards

Online banking and Internet banking

Storage of valuables, particularly in a safe deposit box

Objectives
1. To study the current revenue sources for banks in India
2. To study the alternate sources of revenue
3. To study the contribution of each alternative source of revenue

Methodology of the Study
The primary was gathered from personal interviews with the bank employees and higher officials. The entire survey was conducted in IDBI Bank Margao branch, which consisted of information on understanding the level of awareness regarding the alternatives sources. Data was also collected through observation during the training period of 2 months from 1st June to 30th July.

Some of the recent developments that have enabled the private banks increase their fee incomes are:
1. Thrust on retail growth that generates fee income in the form of processing fees.
2. Leveraging of technology to widen customer base for products such as credit cards, debit cards
3. Automated teller machine (ATM) cards.
4. Strong focus on cash management activities on behalf of corporate clients.
5. Increase in non-fund based exposures to corporate clients in the form of letters of credit and guarantees by the adoption of aggressive pricing strategies.

Reference :
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