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Re: Interest Subsidy On Education Loan State Bank Of Mysore
State Bank of Mysore offers Gnanamitra Educational Loan to enable students with academic brilliance to meet tuition and other fees / maintenance costs / books and equipment and cost of passage for studies abroad etc., for pursuing studies at recognised school / college / institution. Education Loan Interest rate- SBM Base Rate inrespect of all advances (other than certain exempted categories): 9.65 %( w.e.f 07.10.2015) SBM Prime Lending Rate- SBMPLR-15.00%( w.e.f 04.03.2013) Marginal Cost of Funds based Lending Rate (MCLR) MCLR effective from 01.10.2016 Overnight MCLR 9.10% One Month MCLR 9.20% Three Month MCLR 9.25% Six Month MCLR 9.35% 1 Year MCLR 9.45% 2 Year MCLR 9.60% 3 Year MCLR 9.70% Education Loan Limit Amount of loan MIN(Rs.) MAX(Rs.) (in Indian Rupees) Higher Education- In India 10000 30.00 lacs Higher Education- Abroad 10000 40.00 lacs Education Loan Margin Upto Rs. 4.00 lacs Nil Above Rs. 4.00 lacs - For studies in India 5% For studies abroad 15% |
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