National Insurance Company Personal Accident Policy

Hello, I want to have the insurance plan for me. So I am looking for the details regarding the National insurance company personal accident policy. SO can you please provide me the details regarding this including the contact details of the Company so that it may be helpful for me?

I want to get the details of Personal Accident Policy in National Insurance Company Limited NICL so can you provide me?

[shikha]

Accidents can happen at any point of time and it can change the life forever. Hence a Personal Accident Plan is a must in everybodys insurance portfolio.

National Insurance has several health insurance plans as well as personal accident plans named as Personal Protect which forms a all-inclusive insurance plans covering all types of risks .

National Insurance Personal Accident Insurance Plan-

Features-

Once can opt for Accidental Hospitalization Expenses and Accidental Hospital Daily Allowance as additional coverage.

The plan covers for both death caused due to accident or Total Disablement which is permanent in nature caused due to an accident.

Worldwide 24 hours coverage.

Family package plan is available under Personal Accident Plan where the proposer, spouse and dependent children can be covered under one single plan with a 10% discount in premium.

Group Personal Accident Plans are also available for specified groups with a discount in premium which again depends on the size of the group.

The plan provides the coverage of various types of accidents.

One can avail the plan online purchase and can be done installments.

The plan requires nil health check up.

Faster Claim process with minimum documentation.

The company provides the following coverages are there under the plan:

Accidental Death Plan.
Permanent Partial Disability Plan.
Permanent Total Disability Plan.
Temporary Total Disability Plan.

Eligibility of the plan

Individuals between 5 years to 70 years of age can apply for the Personal Accident Plan of National Insurance.

Exclusions -

Individuals committing suicide or injuring himself/herself inspite of being mentally balanced or not

Any kind of war whether declared or not including civil, wars, riots, attack by overseas enemy, insurgence, insurrection, civil disobedience, armed forces

Modification in occupation post the plan has in progress and which improve the companys danger and if the company do not accept the same on the Schedule of Insurance Certificate.

Any assault, a illicit offence or any violation of law with that of unlawful objective.

Any individual doing service in any military force or marine or air force while at peace period.

Consumption of alcohol or drugs or narcotics except as prescribed by the medical practitioner.

Participation in any aviation other than as a fare-paying passenger in an aircraft that is authorized by the appropriate authorities to carry out such passengers between established aerodromes.

Body or mental illness or any disease except where such condition arises directly as a correspondence of an Accident during the Policy Period. However, this exclusion is not applicable to claims made under Permanent Partial Disability benefit.

Disability which arises out of Pre-existing Conditions and if not accepted by the Company

Other than in duty, breathe in of smoke or gas.

Contact-

National Insurance
Address: 3, Middleton Street, Prafulla Chandra Sen Sarani , Kolkata, West Bengal, 700071.
Telephone: 22831705 / , Fax: 22831740.