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  #1  
Old 7th July 2015, 02:54 PM
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Default NICL Two Wheeler Insurance

I purchased new bike yesterday. Now I want to do its Insurance. So suggest me if I can apply for Two Wheeler Insurance Policy of NICL. What are benefits between Insurance of NICL and LIC for Two Wheeler? Please give their application form with instructions to fill it.
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  #2  
Old 22nd March 2018, 09:13 AM
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Default Re: NICL Two Wheeler Insurance

I took policy form National Insurance (NICL) and searching for details about the NICL Two Wheeler Insurance policy. Will you provide basic details about NICL Two Wheeler Insurance along with list of inclusions and exclusions also provide contacts for enquiry?
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Old 22nd March 2018, 09:14 AM
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Join Date: Mar 2013
Default Re: NICL Two Wheeler Insurance

National two wheeler insurance policy is celebrated among scooter and bike owners in India.

National Insurance Two wheeler Insurance Plans have certain unique features and benefits which are as follows:

Low cost insurance plans with the best of the tailor made coverages
Fast and hassle free cashless claim service
No Claim Bonus is also available
Swift and faster claim settlement process
Tracking of claim status online
Existing No Claim Bonus can be transferred from any other insurer

Rate of depreciation for all other parts which includes wooden parts as well as per the below mentioned schedule:

Age of Vehicle % of Deprecation
Not exceeding 6 months Nil
Exceeding 6 months but less than 1 year 5
Exceeding 1 year but less than 2 years 10
Exceeding 2 years but less than 3 years 15
Exceeding 3 years but less than 4 years 25
Exceeding 4 years but less than 5 years 35
Exceeding 5 years but less than 10 years 40
Above 10 years 50

The important exclusions are as follows:

Consequential loss
Wear and tear
Mechanical or electrical breakdown failures or breakages
Driving with invalid driving license and with consumption of alcohol
Loss due to civil war, war
Usage beyond private purposes and limits
Usage beyond specified borders
Damage to tyres and tubes unless the two wheeler is also damaged at the same time and under this plan the company will pay only 50% of the cost of replacement
Loss or damage to accessories due to burglary housebreaking or theft
Any accidental loss due to consumption of alcohol, drugs

Contact:

Head Office:

3, Middleton Street, Prafulla Chandra Sen Sarani
Kolkata, West Bengal, 700071
Telephone: 22831705
Fax: 22831740.
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