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Re: Oriental Bank Of Commerce Home Loan Review
Oriental Bank Of Commerce offers home loan to purchase Purchase of land and construction of a house thereon. Home Loan- Purpose Purchase of land and construction of a house thereon. Construction of house, where in the plot/land already owned by the applicant To buy built up (new or second hand) / semi built up house or flat. To Extend/improve/repair, the existing house or flat. To buy a flat under construction or proposed to be constructed For Home furnishing, furniture / fixtures embedded to structure or otherwise.. Eligibility Criteria Individuals or group of specified individuals including HUF having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc.(including Staff & NRIs ) Minimum age - 18 years as on date of application Maximum age- Upto 60 years of age or age of superannuation, whichever is earlier, however in case of availability of joint/co borrower and one borrower is having comparatively younger age in consonance with repayment period, then it can be considered upto 65 years of age for elder co borrower and 60 years of age for younger co borrower Margin Upto Loan Rs. 20.00 Lacs 15% Above Rs. 20.00 Lacs 20% For Home furnishing 25% of total cost of renovation/furnishing Process fee- 0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax, if any Repayment Period- For Home Loan -Upto 300 months, preferably in EMI including the moratorium period of 18 months For Home Furnishing Loan-Maximum 120 months For further details please contact the nearby branch or call at 1800-180-1235 & 0124-2340940 |
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