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Old 28th November 2016, 11:42 AM
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Default Oriental Bank of Commerce KCC

Is there anyone who will give details about Kisan Credit Card-Oriented Green Card(OGS) offering by Oriental Bank of Commerce? What is eligibility required to apply for Kisan Credit Card-Oriented Green Card (OGS)?
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Old 28th November 2016, 01:49 PM
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Default Re: Oriental Bank of Commerce KCC

The Oriental Bank of Commerce offers Kisan Credit Card-Oriented Green Card (OGS).

Kisan Credit Card-Oriented Green Card (OGS) Details
Purpose of OGS
Crop production needs/ Working Capital needs for Farm activities, for repair of Machinery, Consumption needs etc as OGC and Investment needs as TL

Eligibility for OGS
Farmers / Cultivators / Artisans engaged in Farm and Non-Farm activities.

Amount of Loan
Need Based. There is no ceiling.

Security
Upto Rs. 1.00 Lac Hypothecation of crops/goods .
Above Rs. 1.00 Lac to 2.00 Lac Hyp. of crops/goods and mortgage of
agriculture land/property having twice the value of loan or third party guarantee.
Above Rs. 2 Lac Hyp. of crops/goods and mortgage of
agriculture land/property having twice the value of loan


Margin
NIL

Rate of Interest
up to 2.0 lac BR+2.25%
Rs. 2.00 lac to 5.00 lac BR+3.00%
Above 5.00 lac BR+3.50%

Condition
Borrower should route sale proceeds through this account.

Validity
5 years.
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