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Old 15th October 2012, 03:19 PM
prem kumar. a
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Default Punjab National Bank Education Loan Schemes

Sir I want to know about the Punjab National Bank Education Loan Schemes so can you please give me some details about the schemes? What are its interest rates?
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Old 15th October 2012, 05:25 PM
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Join Date: May 2012
Default Re: Punjab National Bank Education Loan Schemes

The Scheme aims at providing financial assistance to deserving / meritorious students (Indian Nationals) for pursuing higher professional and technical education in India or abroad.

Quantum of Finance
Need based finance, subject to employability and earning potential of the student with prescribed margin as per the following upper limits:-

For studies in India: Maximum Rs.10.00 lacs.
For studies abroad: Maximum Rs.20.00 lacs.

Security:
Up to Rs.4.00 lacs:
Parent(s)/guardian be made joint borrower (s). No Security

Above Rs 4.00 lacs and Upto Rs 7.5 lacs:
As well the parent(s)/guardian executing the documents as joint borrower(s), security security in the form of suitable third party guarantee will be taken

Above Rs 7.5 lacs:
Parent(s)/guardian are joint borrower(s).Tangible collateral security of suitable value acceptable to bank along with the assignment of future income of the student for payment of installments.

For detailed information about Punjab National Bank Education Loan Schemes I am uploading a word file here. You can download it from here
Attached Files
File Type: doc PNB Education Loan Schemes.doc (40.0 KB, 56 views)
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