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South Malabar Gramin Bank Fixed Deposit Interest Rates |
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Re: South Malabar Gramin Bank Fixed Deposit Interest Rates
As you Asking for the Interest Rate on the Fixed Deposit Scheme of the South Malabar Gramin bank Let me tell you that the South Malabar Gramin bank is Merged Into the Kerela Gramin Bank Kerala Gramin Bank or KGB in short, is Indias largest Regional Rural Bank, headquartered at Malappuram in Kerala, India. The bank is jointly owned by Central and State Governments & sponsored by Canara Bank. About the Fixed Deposit Interest Rate Fixed Deposits - Safest and most trusted way to invest money for a fixed period to earn more. Use our tried and tested Fixed Deposit to simultaneously secure your future and beat inflation. Let your savings grow bigger and bigger with each passing day. Feature And Benefit Deposit can be opened for period ranging from 7 days to 10 years. Interest is paid at monthly/quarterly/half-yearly rests. Premature closure is allowed at any point of time with a penalty @1% on the applicable rate of interest for the corresponding period for which the deposit remained with the bank. Loans against deposit allowed upto the limit prescribed on the basis of the residual maturity period, with interest @ only 2% above deposit rate. Accounts can be opened for minimum RS. 1000/- with no maximum limit. TDS applicable as per the extant IT guidelines. Nomination Facility available Interest Rate RoI effective for Domestic & NRO Term Deposits ( Revised RoI from 01.11.2017 ) Less than Rs 15 Lakh Tenure General Senior Citizen 7 days to 14 days* 5.5 6 15 days to 30 days 5.5 6 31 days to 45 days 5.5 6 46 days to 60 days 5.5 6 61 days to 90 days 5.75 6.25 91 days to 120 days 6.5 7 121 days to 179 days 6.5 7 180 days to 221 days 6.75 7.25 222 days KGB NIDHI 222 7.25 7.75 223 days to 269 days 6.75 7.25 270 days to less than 1 year 6.75 7.25 1 year only 7.1 7.6 Above 1 year to less than 2 years 6.9 7.4 2 years & above to less than 3 years 6.8 7.3 3 years & above to less than 5 years 6.8 7.3 5 years & above to less than 8 years 6.4 6.9 8 years & above to 10 years 6.4 6.9 |
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