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Re: Zero Balance Current Account SBI
State Bank of India SBI provide Basic Savings Bank Account on Zero Balance. Basic Savings Bank Account The account can be opened by any individual above 18 years old, provided he/she has valid KYC documents. Primarily meant for poorer sections of society to encourage them to start saving without any burden of charges or fees. Mode of Operation Singly, jointly, or with E or S, F or S, anyone or Survivor etc facility. Available at- All branches Minimum balance amount- NIL Maximum balance /amount- No upper limit Operations in the Account Cheque book will be issued where Mobile No. of the account holder is recorded. ATM-cum-debit card will be issued Service Charges ATM-cum-Debit card will be issued free of cost and no annual maintenance charge will be applied. Receipt/ credit of money through electronic payment channels like NEFT/RTGS will be free Deposit/ collection of cheques drawn by Central/State Government will be free No charge on activation of inoperative accounts Charges for availing services other than those covered here Restrictions Maximum 4 withdrawals in a month, including ATM withdrawals at own and other Bank's ATMs. Holders of Basic Savings Bank Deposit Account will not be eligible to open any other Savings Bank Account. In case, he/she already has an account, the same will have to be closed within 30 days of opening a Basic Savings Bank Deposit Account. Only Basic ATM-cum-debit card will be issued. Variants of ATM cards can be issued on payment of stipulated charges. Customer service: 1800 425 3800 |
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