Business Loan In Indian Bank - 2019 2020 2021 MBA
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  #1  
Old 4th April 2020, 05:44 PM
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Default Business Loan In Indian Bank

Hii sir, I Wants to Apply for the Personal Loan of the Indian Bank for Expansion of Business Will you Please Provide me the Details of the Personal Loan of the Indian Bank ?
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  #2  
Old 4th April 2020, 08:49 PM
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Default Re: Business Loan In Indian Bank

Indian Bank (IB) offers personal loans solutions to cover wide array of both planned and unplanned expenses. May it be vacation marriage or even medical expenses, for any quick and hassle free financial abet Indian Bank personal loan are the most apt product.

Eligibility

Any resident individual employed with Govt./Quasi -Govt./ Boards/ Endowments/ reputed companies/ Corporate Industrial Establishments etc can give personal loan requests to the bank.
Minimum 3 years of work experience is a must requirement for personal loans from an Indian bank.
Post deduction of proposed EMI, the applicant should be able to take away minimum 40% on the monthly take home salary.
No history of any default in any previous credit relationship with any lende

Loan Amount

For an applicant under the regular pension scheme, the maximum amount could be 15 months` pension subject to a maximum of Rs.6.00 lakhs.

For an applicant under Family pension scheme, the maximum amount could be 12 months` pension subject to a maximum of Rs.2.00 lakhs.

Required Document

Completed Application Form with 2 passport size photograph
Salary Certificate for self for 6 months IT returns/Form 16 for 3 years from the individual borrowers
Proof of Identity such as Aadhar Card / PAN Card / Voter’s ID/Passport/Driving License.
Proof of residence such as Recent Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter`s ID
Proof of Employment for salaried class
Salary slips for the last 6 months
Statement of account for the past 6 months
Post dated cheques to be obtained
Suitable third party guarantee is desirable
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