Cape Peninsula University of Technology Credit Management

Can you provide me the course structure for Short Course - Credit Management – as offered by Cape Peninsula University of Technology?

[shikha]

Each part of the course - Credit Management – as offered by Cape Peninsula University of Technology is offered once a semester and two parts can therefore be completed in a calendar year.

All progress tests and assignments completed by students count towards the final mark for the course. The class fee includes registration for the examination.

Exam entry is refused to one who has not complied with the sub minimum mark, based on continuous assessment during the course.

Course Structure

PART 1
The concept of credit, credit definitions and terminology, business conduct and ethics, the basis of contract.
Introduction to credit assessment in the corporate and consumer markets
Different forms of business ownership and typical risk categories.
Introduction to financial institutions and their role in the provision of credit services
The role and functions of the credit controller.
Leadership skills with emphasis on the role of the supervisor


PART 2
Advanced credit assessment and collection procedures on corporate and consumer credit.
Introduction to financial statements and ratio analysis
Introduction to the external environment with emphasis on legal aspects
Applied credit – law of contract, Credit Agreements Act
Administration of the account, different organisational structures in the credit department.
Corporate organisational structures, primary and secondary objectives, policies and procedures
Credit insurance, securities, Credit Agreements Act, Usury Act, Magistrates Court Act.
Exports
Transition from supervisor to manager


PART 3
The emphasis in this part of the course is on preparing the student for a management position. Students are required to formulate their own views on typical controversial issues arising in the work environment, backed up by a thorough academic basis, formulated from theoretical knowledge acquired.
Credit theory and the environment, the role of the credit manager, management functions and application, performance measurement, control measures and staff management.
Accounts receivable financing.
Financial management and ratio analysis, analysis of financial statements
Socio-economic factors and their influence in assessment, administration and collections
Cash flow and cash flow projections and forecasting
Detailed study of insolvency, including the Companies Act, the Agricultural Credit Act and case law.
Detailed study of the legal system and the various courts
Detailed study of various acts with application on the provision of credit services and the rights of the individual.