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CEBS GBA 1 Practice Exam Download |
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Re: cebs gba 1 practice exam download
I am providing you the CEBS GBA 1 Practice Exam paper CEBS GBA 1 Practice Exam paper Principles of Life, Health and Other Group Benefits Quiz 1 Assignments 1-4 When you are finished, click the Show Answers button at the bottom of the screen to display the correct answer. What best describes adverse selection: A. Subsidizing the price tags for certain options to encourage broad participation B. Tendency of individual to select benefits that are most beneficial to them C. The insured employee cannot determine the amount of coverage D. Restricting employees ability to increase and decrease coverage levels E. Insurance is less expensive to obtain under a group plan than in the individual insurance market Creditor insurer generally has the following characteristics, except: A. Policyowner is the financial institution which is owed money B. Insurance amount changes monthly C. The creditor can name any beneficiary to receive the insurance D. Insurance can cover death or illness E. Unemployment coverage is sometimes available Administration of group benefits plans may be handled by: A. The owners secretary B. An insurance company C. A third-party administrator D. All of the above E. Only (b) and (c) All of the following apply to an employee trust, EXCEPT: A. Contributions are made by the employer B. Benefits are paid to the beneficiaries C. The trust is fully distributed every year D. The trust is fully allocated every year E. Employer contributions are deducted in the year that they are made. Which of the following rules is not a fiduciary responsibility of trustees? A. Even-handed rule B. Conflict of interest rule C. Benefit security rule D. Standard of care rule E. No delegation rule |
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