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Old 9th November 2016, 01:16 PM
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Default Deposit Form of State Bank of Patiala

Can you provide me the Online Application Form for Open Deposit Account from the official website of State Bank of Patiala?
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Old 9th November 2016, 02:42 PM
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Join Date: Mar 2013
Default Re: Deposit Form of State Bank of Patiala

As per my knowledge, State Bank of Patiala does not offer Online Application Form for Open Deposit Account on its official website of the Bank. You have to get it from its nearest Branch.

Open Deposit Account


Features & Benefits
No penalty for premature withdrawal.

Loan / Overdraft facility available against the security of the deposit

Premature withdrawal of deposits is permitted provided these have remained with the Bank for at least 7 days

Facility to transfer of TDR/STDR between our branches is available without any charge

Flexibility in payment on maturity either through Bankers Cheque or for credit of depositors Savings Bank / Current account


Eligibility Criteria
Individuals, Companies, Firms, Institutions, Trusts, Societies, Associations etc

Min/Max Amount of Deposit
Special Term Deposit / Term Deposit Account
Min Amount – Rs. 15.00 lacs
Max Amount – No Upper Limit

Period of Deposit
7 days to less than 1 year

Other Important Features
No interest is paid, if withdrawn before 7 days.

Payment of interest at quarterly basis or calendar quarter as per requirement
Payment of interest on monthly basis will be at discounted rate.

TDS rules applicable and tax is deducted at applicable rates. A consolidated quarterly TDS certificate in Form 16 is issued with all details of TDS deductions during the quarter. TDS is deducted on the basis of interest accrued on the TDR/STDR.

Auto renewal facility is available to renew the deposit for the same period as that or the matured deposit, at the interest rate prevailing at the time of maturity
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