Auto Loan State Bank Of India I am Sumert. I will apply for vehicle loan from State Bank of India so I want to know interest rate, additional charges and loan procedure of State Bank of India for vehicle loan. Please tell me about this because it’s very important for me? |
Re: Auto Loan State Bank Of India I want to apply for Auto Loan in State Bank Of India SBI so can you provide me the details of the loan? |
Re: Auto Loan State Bank Of India State Bank Of India SBI offers you the best deal for financing your new car. Lowest interest rates, lowest EMI, minimal paperwork and quick disbursement. SBI New Car Loan Scheme Purpose- For purchase of new passenger cars, Multi Utility Vehicles (MUVs) and SUVs. Salient features: Lowest Interest Rates & EMI; Longest Repayment Tenure (7 years); Financing on On-Road price': On-Road price includes Registration, Insurance and Extended Warranty/ Total Service Package/ Annual Maintenance Contract/ Cost of Accessories Interest calculated on Daily Reducing Balance; No Pre-Payment Penalty or Foreclosure Charges; No Advance EMI; Eligibility- You should be an individual aged 21 to 65 years, belonging to one of the following 3 categories: Regular employee of State / Central Government, Public Sector Undertaking, Private Company or a reputed establishment- Net Annual Income of applicant and/or co-applicant if any, together should be a minimum of Rs. 2,50,000/- Max. Loan Amount - 48 times of the Net Monthly Income Professionals, self-employed, businessmen, proprietary/partnership firms who are income tax assesses- Net Profit or Gross Taxable income of Rs. 4,00,000/- p.a. (income of co-applicant can be clubbed together) Max. Loan Amount - 4 times Net Profit or Gross Taxable income as per ITR after adding back depreciation and repayment of all existing loans Person engaged in agricultural and allied activities- Net Annual income of applicant and/or co applicant together should be a minimum of Rs. 4,00,000/- Max. Loan Amount - 3 times of Net Annual Income Financing Net Annual Income upto Rs. 10 lac 85% of 'On-road Price' Net Annual Income more than Rs. 10 lac 85% of 'On-road Price' Repayment You can enjoy the longest repayment period in the industry with us: 84 months. Contact- Toll free number: 1800 11 2211 Toll free number: 1800 425 3800 Toll number: 080-26599990 |
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