Documents Required for Home Loan in State Bank of India
 

I want to apply for Home Loan at State Bank of India. I need to know about required documents to be attached with application form. So please provide list of all required documents for Home Loan from State Bank of India?

Re: Documents Required for Home Loan in State Bank of India
 

I am providing list of all documents required to apply for Home Loan from State Bank of India:

List of Documents Required for Home Loan from State Bank of India:

List of papers/ documents applicable to all applicants:
Completed loan application
3 Passport size photographs
Proof of identify (photo copies of Voters ID card/ Passport/ Driving
licence/ IT PAN card)
Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/
Property tax receipt/ Passport/ Voters ID card)
Proof of business address for non-salaried individuals
Statement of Bank Account/ Pass Book for last six months
Signature identification from present bankers
Personal Assets and Liabilities statement

For guarantor (wherever applicable):
Personal Assets and Liabilities Statement
2 passport size photographs
Proof of identification as above
Proof of residence as above
Proof of business address as above
Signature identification from his/her present bankers

Additional documents required for salaried persons :
Original Salary Certificate from employer
TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional documents required for Professionals/self- employed/ other IT assesses:
Acknowledged copies of three years I.T. returns/ Assessment Orders.
Photocopies of challans evidencing payment of Advance Income Tax.

Here I am giving interest rate for Home Loan:

I. 2 YEAR FIXED INTEREST HOME LOANS (Term Loan)-HAMARA GHAR :

A. 2 year Fixed Interest Rate loans (Term Loans): For Salaried Borrowers (%):
Upto Rs. 30 lacs
Women 35 bps above 1 year MCLR, ER: 8.35
Others 40 bps above 1 year MCLR, ER: 8.40

B. 2 year Fixed Interest Rate loans (Term Loans): Non-Salaried Borrowers (%) :
Upto Rs. 30 lacs
Women 50 bps above 1 year MCLR, ER: 8.50
Others 55 bps above 1 year MCLR, ER: 8.55

FLOATING INTEREST RATE HOME LOANS (Term Loan) INCLUDING CRE HL:

A. Floating Interest Rate Structure (Term Loans): For Salaried Borrowers (%):
Upto Rs. 30 lacs
Women 35 bps above 1 year MCLR, ER: 8.35
Others 40 bps above 1 year MCLR, ER: 8.40

B. Floating Interest Rate Structure (Term Loans): Non-Salaried Borrowers (%):
Upto Rs. 30 lacs
Women 50 bps above 1 year MCLR, ER: 8.50
Others 55 bps above 1 year MCLR, ER: 8.55