KISAN Credit Card Oriental Bank Of Commerce I have come to collect info related to Oriental Bank of Commerce Kisan Credit Card , so would you plz let me know about the same here ??? |
Re: KISAN Credit Card Oriental Bank Of Commerce As you asking I am telling Oriental Bank of Commerce offers the Kisan Credit Card-Oriented Green Card (OGS) to eligible applicants for the purpose of meeting their working capital requirements and crop production requirements in relation to all farm activities, consumption needs, repair of equipment, etc. Eligibility criteria The Oriented Green Card is offered to cultivators, farmers and artisans who are engaged in agriculture and non-farm activities, by the Oriental Bank of Commerce. Fees and Charges: Interest rate Loan Amount Interest Rate Below Rs. 2,00,000 Base Rate + 2.25% Above Rs. 2,00,000 to Rs. 5,00,000 Base Rate + 3.00% More than Rs. 5,00,000 Base Rate + 3.50% Amount of Loan: Maximum to the extent of 50% of the value of land offered as security or Rs. 25 lacs whichever is lower. Security: Upto Rs. 1.00 Lac Hypothecation of crops/goods . Above Rs. 1.00 Lac to 2.00 Lac Hyp. of crops/goods and mortgage of agriculture land/property having twice the value of loan or third party guarantee. Above Rs. 2 Lac Hyp. of crops/goods and mortgage of agriculture land/property having twice the value of loan Margin: Upto Rs. 1.00 Lac - : Nil Above. Rs.1.00 Lac- : 15% |
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