SBI General Health Insurance
 

I want to take health insurance and heard about the SBI General Insurance Company Limited want details about this company. Can you provide me General health insurance policy details of this company along with key features and benefits also provide contact details of this company?

Re: SBI General Health Insurance
 

SBI General Insurance Company Limited is a joint venture between the State Bank of India and Insurance Australia Group (IAG). SBI owns 74% of the total capital and IAG the remaining 26%.

General health insurance policy details:

Retail Health Insurance Policy

Key Features & Benefits

Wide health coverage, from Rs.50000 to Rs.500000.
Pre-policy medical test isn’t mandatory for persons under the age of 45.
Choose between individual and family floater plans. Also, flexible plan options available- Metro plan, Semi metro plan and rest of India.
Renew your current health insurance policy from any other insurer with us.
Pre and post hospitalization expenses covers all medical instances from 30 days prior to and 60 days after hospitalization.
Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.
Free Health check-up at the end of 4 continuous claim free years (max limit- Rs.2500).
Add on covers available including zero sub-limits on room & ICU rent, doctor’s fees etc.

Exclusions- Incidents Not Covered by the Policy

In the case of pre-existing diseases, a waiting period of 4 years will apply.
Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
Treatments consisting of non-allopathic medicine will not be covered.
Certain diseases require a waiting period of 1 year before coverage, including hernia, hydrocele, piles etc. Meanwhile, cataract and hysterectomy need a waiting period of 2 years.
Treatments connected to pregnancy, childbirth, caesarean section, prenatal and postnatal care.
Coverage of treatments due to the use of intoxicating and/or addictive substances like alcohol, drugs etc.
Joint replacement surgery that isn’t caused by an accident requires a waiting period of 3 years. Congenital diseases

Contact:

SBI General Insurance Company Ltd.
"Natraj"
101, 201 & 301, Junction of Western Express Highway & Andheri Kurla – Road
Andheri (East) Mumbai - 400 069

Office Timings : 9:30 a.m. to 6:30 p.m. (Monday to Friday)