SBI Home Loan Interest Rate
 

Hii sir, I wants to Apply for the Home Loan of the State bank of India Will you Please provide me the Interest Rates of the State bank of India Home Loan ?

Re: SBI Home Loan Interest Rate
 

As you wants to Apply for the Home Loan of the State bank of India the details of the Home Loan of the State bank of India is As Follow

About the State bank of India Home Loan :

State Bank of India provides a range of home loan products to suit the individual needs and preferences of its customers.. Low interest rates, flexible payment options and zero hidden charges are some of the features that lend to the popularity of SBI home loans.

Features :

Min. Loan Amount – 5 lacs
Max. Loan Amount – No upper limit
Interest Rate – 0.25% over and above the existing home loan interest
Higher Liquidity, Savings on total interest paid
Pre-closure Charges - Nil
Interest Rate – Floating 10.15%



Interest Rates :

Interest Rate For women - 9.30%
For General Customers - 9.35%
SBI Flexipay - 9.35%
Processing Fees Up to 0.35% of Loan Amount, Maximum of Rs.11,500
Loan Tenure 30 years
SBI Flexipay - 25 to 30 years
Pre-closure Charges Nil
Partial Pre-Payment Charges Nil
Guarantor Requirement No Guarantor Required

Required Document

Signed application form with photograph
ID and residence proof
Processing fee cheque
Last 6 months bank statements
Documentation for salaried applicants:
Last 3 months salary-slips
Form 16 or Income Tax Returns
Documentation for self-employed applicants:
Education qualification certificate & proof of business existence
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account