State Bank of Travancore Car Loan Interest Rate How much is the rate of interest on Car Loan scheme of State Bank of Travancore (SBT) , give here detail about this loan scheme ? |
Re: State Bank of Travancore Car Loan Interest Rate Through Car Loan scheme , State Bank of Travancore offers loan for purchase of new passenger cars, Multi Utility Vehicles (MUVs) and Sports Utility Vehicles (SUVs). Car Loan Scheme Rate of Interest : Below 10 lacs Spread Linked to MCLR Effective Rate(%) 0.75 10.35 10 lacs & above Spread Linked to MCLR Effective Rate(%) 0.50 10.10 Eligibility: Salaried and regular income earners. Minimum 2 years standing /experience Commissioned Officers in defence services with a minimum 2 years of service. Professionals, Self-employed, Businessmen, proprietary/ partnership firms Age 21 to 65 years. Loan Amount For Salaried: Upto 48 times the net monthly income Or 4 times of Net Annual Income. For others: Upto 4 times the Net Profit or Gross Taxable income per annum. Car Loan as Term Loan Normal : Upto Rs.10.00 lakhs Premium car Loan : Rs.10.00 lakhs and above Contact : State Bank of Travancore 1800 425 7733 |
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