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Re: Gk For State Bank Of India As you want here I am giving below State Bank Of India G.K. Question paper on your demand : 1. Which of the following public sector banks has the largest number of branches in foreign countries? Bank of India Bank of Baroda Punjab National Bank Corporation Bank Answer (b). 2. The only merger of two public sector banks took place between - Bank of India and New Bank of India Punjab National Bank and New Bank of India Allahabad Bank and United Bank of India Punjab National Bank and Bank of Rajasthan Answer (b). 3. Which of the following banks was inaugurated by Mahatma Gandhi in 1919? Bank of Maharashtra Bank of Baroda State Bank of Saurashtra Union Bank of India Answer (d). 4. After State Bank of India, which of the following banks has the largest number of offices? Punjab National Bank Bank of India Andhra Bank Canara Bank Answer (a). 5. Which of the following rates are reviewed by the RBI at the time of periodical review of the policy? Bank rate Repo rate Savings bank rate Only 1 Only 2 Both 1 and 2 All the three Answer (d). 6. What are teaser loan rates charged by banks? Rate of interest which is competitively changed in relation to other banks Floating rate of interest charged by banks Low rate of interest in the initial period which goes up subsequently Higher rate of interest in the initial period which goes down subsequently Answer (c). 7. Which of the following terms is used in banking field? Interest rate swap Input devices Sedimentary Zero Hour Answer (a). 8. Expand the term EMI as used in banking/finance sector? Easy Monthly Instalment Equal Monthly Investment Equated Monthly Instalment Equated Mortgage Investment Answer (c). 9. Bank rate is decided by which of the following? Reserve Bank of India Government Of India State Bank of India Securities and Exchange Board of India Answer (a). 10. With which of following types of loans are teaser rates related? Home loans Personal loans Auto loans Reverse mortgage loans Answer (a). 11. What does M in M-Banking Facility being offered by banks to their customers, stand for? Money Marginal Message Mobile Phone Answer (d). 12. Which of the following is/are true about the Sub-Prime Crisis? It is a mortgage crisis referring to credit default by the borrowers. Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers. This crisis originated because of negligence in credit rating of the borrowers. Only 1 Only 2 Only 3 All 1, 2, and 3 13. Match the following mergers of banks List I List II A. Centurion Bank of Punjab 1. ICICI Bank B. Bank of Rajasthan 2. Punjab National Bank C. Global Trust Bank 3. HDFC Bank D. Nedungadi Bank 4. Oriental Bank of Commerce A - 4; B - 1; C - 2; D - 3 A - 3; B - 4; C - 1; D - 2 A - 2; B - 1; C - 4; D - 3 A - 3; B - 1; C - 4; D - 2 Answer (d). 14. At which of the following cities is the Head Office of Reserve Bank of India located? Mumbai New Delhi Kolkata Dehradun Answer (a). 15. The reserves held by Commercial Banks over and above the statutory minimum, with the RBI are called Cash reserves Deposit reserves Excess reserves Momentary reserves Answer (c). 16. In which year was the Imperial Bank of India rechristened as State Bank of India? 1955 1957 1962 1965 Answer (a). 17. Banking in India is controlled by : Reserve Bank of India Union Finance Commission Union Ministry of Finance Union Ministry of Commerce Answer (a). 18. The Imperial Bank of India, after its nationalization came to be known as Reserve Bank of India State Bank of India United Bank of India Indian Overseas Bank Answer (b). 19. Regional Rural Banks are sponsored by Nationalised Commercial Bank Reserve Bank of India State Bank of India Government of India Answer (a). 20. Which is the country s third largest private sector lender whose name has been officially changed to the Axis Bank ltd. ? HDFC Bank Lord Krishna Bank Centurion Bank UTI Bank Answer (d). 21.In which year was the Reserve Bank of India established ? 1935 1947 1949 1952 Answer (a). 22. Expand the term LIBOR as used in financial banking sectors? Local Indian Bank Offered Rate London-India Bureau Of Regulations Liberal International Bank Official Ratio London Inter Bank Offered Rate Answer (d). 23. Which of the following is the apex institution which handles refinance for agriculture and rural development in India? RBI SIDBI NABARD SEBI Answer (c). 24. In which denomination were India's first bimetallic coins issued in the year 2009? Rs. 100 Rs. 5 Rs. 10 Re. 1 Answer (c). 25. Which of the following is not the function of the Reserve Bank of India ? Acting as banker to the Government Keeping of Foreign Exchange Reserve Issuing of one rupee notes and coins Regulating credit in the country Answer (c). 26. With which of the following is SARFAESI Act 2002 related? Recovery of bad loans Regulation of Foreign Exchange Fixation of interest rates Acquisition of small banks Answer (a). |
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