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Re: Ing Vysya Bank Tax Saver FD
Kotak Mahindra Bank's Tax Saving Term Deposits are available to all resident individuals, HUFs and Minors and the senior citizens' Tax Saving products are available to resident individuals above the age of 60 years. Particulars Regular (Rs.) Sr Citizen (Rs.) Tax Saving Term Deposit amount 10,000 10,000 Immediate Tax saving (Tax-30.90%) 3,090 3,090 Effective investment (A-B) 6,910 6,910 Maturity amount after 5 Yrs 14,859 15,228 Total Pre Tax Benefit (D-C) 7,949 8,318 Rate of interest 8.00% 8.50% Effective Annualized Yield (5 Yrs) 15.90% 16.64% Features & Benefits Choose to receive interest quarterly, or keep it invested till maturity Save tax Under Sec 80C on an amount between Rs. 100 to Rs. 1.5 lakh Booking period - minimum 5 years to maximum 10 years Partial withdrawal / premature withdrawal is not allowed before lock in period of 5 years. Interest rates for Tax Saving deposit for general customers as well as senior citizens are applicable as per their normal schedule Nomination facility is available TDS will be applicable as per existing guidelines Senior citizens' Tax Saving products are available to resident individuals above the age of 60 years. Proof of identity for Tax Saving Deposits with the requisite documentation: Resident Individuals, Hindu Undivided Family: PAN card, Voter ID Card, Passport, Driving license A photograph Interest Rates for Tax Saving Term Deposits |
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