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Re: IRDA Pension
Pension under Pension Policies as given by IRDA or Insurance Regulatory and Development Authority products provide financial security through a stable retirement income. With a view to protecting the interests of policyholders, IRDA has issued guidelines to the life insurance industry which provides these products. They include: All pension products shall have a clearly defined assured benefit at the time of sale an assured benefit applicable on Death Surrender and Vesting The assured benefit is not be less than 0% This benefit is utilised on the date of death, surrender or the vesting date as stipulated. Pension products have an insurance cover throughout the deferment period or may offer riders |
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