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Old 20th October 2016, 05:14 PM
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Default Karur Vysya Bank SB Account

Can you tell me about the features and benefits for Smart Savings Bank Account in Karur Vysya Bank as I am planning to open an account?
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Old 20th October 2016, 05:25 PM
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Join Date: Mar 2013
Default Re: Karur Vysya Bank SB Account

The Karur Vysya Bank Smart Savings Bank Account is a special zero balance account structured for corporate salary accounts.

Features and Benefits
• Zero balance account
• Debit Card - Free on Issue. After one year AMC charges are applicable.
• Free Transfer of funds
• Free Bill Pay Service
• Free Statements of Account Through e- mail
• Upfront Salary Credit Facility Available – Upto a maximum of 50% of the last salary credited.
• Free Internet Banking
• Mobile banking – AMC charges applicable.
• Two DD/ PO - maximum of Rs.10, 000/-per month
• Free cheque leaves - Free 40 Leaves Per Year
• Free NEFT – 3 Transactions per month
• The number of all debit transactions including ATM transactions in the account is limited to 90 transactions for each half year for all the accounts of a single customer ID put together.
• A service charge of Rs.2/- inclusive of service tax is levied for each transaction in excess of 90 transactions.

For opening the account, the following documents/ proof are needed.

Identity Proof
Address Proof
Proof of age

The options for the above proofs are:

1. Ration Card
2. Passport
3. Letter from recognized Public authority/servant
4. Identity Card/ Govt. ID Card (Subject to satisfaction of the bank)
5. Aadhaar ID
6. Voters Identity Card
7. Driving License
8. Letter from employer (Subject to satisfaction of the bank)
9. Pension Card
10. PAN Card
11. Certificate from Local body / NGO / MFI (Only for rural branches)
12. Telephone Bill
13. Bank Account Statement
14. Electricity Bill
15. School Leaving Certificate
16. Insurance Policy
17. Birth Certificate
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