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Topic Review (Newest First)
19th November 2015 11:47 AM
Saksham
Re: Central Bank of India Loan Interest Rates

As you asking for the interest rate of the home loans of the central bank of India the interest rate of home loan are :

B.P.L.R ( w.e.f 01.08.2011 ) 15.00% p.a
Base Rate (BR) w.e.f. 08.10.2015 9.70%

Eligibility:
Individuals , Groups of individuals , who have attained 18 years ( completed) as on date of application and including Cooperative Societies , having a legal, identified and regular source of income either singly or jointly with Parents, sons, spouse.

NRI are also eligible for Housing loan,

Margin:
Loan Amount Home loan as percentage of Cost of Home/flat
Upto Rs.20.00 Lakhs 90%
Above Rs. 20.00 lakhs – up to Rs. 75. 00 lakhs 80%
Above Rs. 75.00 Lakhs 75%
For repairs / renovation / alteration of existing house/ purchase of plot. 75
Moratorium period: Maximum up to 36 months
Processing Charges: 0.50% of the Loan Amount subject to maximum Rs.20,000/-

Repayment:
Maximum period of 30 years or on borrower reaching the age of 70 years whichever is earlier.
10 years in case of Repair/Renovation
18th November 2015 06:58 PM
Unregistered
Central Bank of India Loan Interest Rates

Hii sir, I wanted to know the home loan interest rates of the Central Bank of India? Also provide me the details of the home loan schemes also ?

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