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Re: Personal Loan IOB
Indian Overseas Bank established on 10th February 1937. it offers services of areas of Banking and Insurance industry. For financial help of suctomers it offers personal Loan, Home Improvement Loan, Car Loan, Housing Loan, Agricultural Loans etc… IOB personal loans are available for fulfill the need of finance required in weddings, construction of houses, festive occasions etc… IOB personal loan types : IOB Clean Loan. IOB Sahayika Loan IOB Clean Loan: Available for salaried professionals. Maximum amount of loan : 15 lakhs. IOB Sahayika Loan: Available for self-employed people Maximum amount of loan :10 lakhs. IOB Personal Loan Eligibility IOB Clean Loan Employees of PSUs, government, reputed private firms. Have an active savings bank account with IOB. Salaries should also be directed through the savings bank account . Final take home pay once loan installment deductions are carried out should not be less than 50% of the gross pay. Life Insurance Corporation of India agents also eligible . Letter from the customer undertaking deduction of installment from salary every month. A letter from the customer undertaking dues recovery through employee’s terminal benefits in case of retirement or death. For Sahayika Loan Self-employed individuals with at least 3 years of continued operations. Final take home should not be less than 40% of gross pay after installment deductions . Interest Rate (Floating) 14.90% Processing Fees Rs. 204 per lakh Loan Tenure 60 months Here is the attachment. Clean Loan Application Form |
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