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  #1  
Old 18th October 2016, 06:03 PM
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Default Ratnakar Bank About

Hii sir, I wants to know About the Ratnakar Senior Citizen Fixed Deposit Schemes will you Please provide me the details of the Ratnakar Senior Citizen Fixed Deposit Schemes ?
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  #2  
Old 19th October 2016, 08:42 AM
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Join Date: Mar 2013
Default Re: Ratnakar Bank About

As you Asking for the details of the Ratnakar Senior Citizen Fixed Deposit Schemes the details Are given below

A fixed deposit to facilitate senior citizens with maximum returns over term deposits and avail additional interest of 0.5% p.a. for all tenures.


Features
Easy investment with attractive returns
Convenience of booking deposit through internet banking for RBL account
holders

Choose to receive interest monthly, quarterly or keep it invested till maturity

Booking period – 7 days to 20 years

Nomination facility is available

Partial/Pre-mature withdrawal of term deposit is permitted

Important Notice


For term deposits with tenure below 181 days, interest will be calculated at
maturity as simple interest.

For monthly payout, term deposit interest payout will be discounted based on
the prevailing rates.

Tax at source is deducted as per the income tax regulations prevalent from
time to time.

In the absence of PAN details, TDS at a higher rate of 20% will be applied on
resident time deposits with interest income of Rs. 10,000 or above during the
financial year.


For more details you may Visit the Nearest branch of the Ratnakar bank
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