State Bank of Hyderabad Prime Lending Rate

Can you tell me about the Prime Lending Rate or Interest Rate for applying for different types of Loans in SBH or State Bank of Hyderabad?

[shikha]

The Prime Lending Rate or Interest Rate for applying for different types of Loans in SBH or State Bank of Hyderabad are as follows:

Loan Schemes

Housing Loan
Period Slab Interest Rate
Housing Loan upto 75 lacs 9.7

Housing Loan Above 75Lacs 9.7

SBH Maxgain upto 75 Lacs 9.8

SBH Maxgain Above 75 lacs (Max: Rs. 1cr) 9.8


Car Loan
Period Slab Interest Rate
Upto 7 years New Vehicle 9.9

Less than 3yrs Old Vehicle 15.3

3yrs to 5yrs Old Vehicle 15.55

Combo Car Loan with HL 9.85


Gold Loan
Period Slab Interest Rate
Loans Less than 25000 11.65

Loans 25000 abv - less than 1.00lac 11.15

Loans 1.00 Lac and above 10.35

Loans Fixed Int Gold Loan 10.25


Education Loan
Period Interest Rate
Upto 4 Lacs 12

Above 4 Lacs & up to 7.5 Lacs 12.25

Above 7.5 Lacs 12.75

Gyan Shakti 10.75


Other Loans
Period Interest Rate
Advances against Bank Term Deposit(TD) 1+TDR

Against Govt Securities Nsc, IVPs etc 13

Against shares and debentures/bonds/MFs 14.25

RBI Relief Bonds 13.55

Against surrender value of Life Insurance 13.25

Against Janatha Deposit - Public 14.05

Against Janatha Deposit - Staff 12.05


Mortgage Loan
Period Interest Rate
Term Loan 13

Overdraft 13.25


MCLR Rates
Period Interest Rate
1 Year MCLR 9.55

6 Month MCLR 9.45

3 Month MCLR 9.4

1 Month MCLR 9.3

Overnight MCLR 9.1