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Old 3rd October 2016, 03:38 PM
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Default State Bank of Patiala Home Loan Rate

How much is the Rate of Interest on Home Loan scheme offered by State Bank of Patiala ?
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Old 3rd October 2016, 04:09 PM
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Default Re: State Bank of Patiala Home Loan Rate

Rate of Interest on Home Loan scheme offered by State Bank of Patiala is 0.10% above MCLR i.e. 9.60%.

Home Loan: State Bank of Patiala

Loan Term
Up to 30 Years subject to liquidation of loan before the borrower reaches the age of 70 years.

Processing Fee:-
0.35% of the Loan amount plus applicable Service tax

Penalty for delayed payments
Upto Rs.25000/-
Nil

Rs.25000/- (TL) if irregularity exceeds EMI or installment amount, for a period of one month, then penal interest should be recovered @2% p.a (over and above the applicable interest rate) on the overdue amount for the period of default

Rs25000/- (OD account) –
penal interest @ 2% on the entire outstanding for the period of default, over and above the applicable rate will be charged from the day the account is rendered irregular
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