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United Bank Of India Cash Credit |
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Re: United Bank Of India Cash Credit
United Bank of India is an Indian government-owned financial services company headquartered in Kolkata, West Bengal, India. Cash credit: CREDIT - (LOANS ETC.) 1. United Housing Loan Scheme : A. Fixed rate No fixed rate, only floating rates are applicable. B. Floating rate BR + 0.10% i.e. 10.00 % (irrespective of amount and repayment period) 2. United Car Loan Scheme : (Floating Rate) : Repayment Period New Car Upto 84 months BR+0.50 i.e 10.25% p.a Repayment Period Old Car Above 60 months BR+1 i.e 10.65% p.a Concession: Collateral of 50% of loan value will entail 0.25% concession in interest rate from card rate. Collateral must be in the form of liquid or other tangible security. 3. United Demand Loan Scheme (Floating Rate): For Loan against LIP(SV)/NSC/KVP a) Term Loan BR+1.75% i.e. 11.40 % (Floating Rate) b) Overdraft BR+1.75% i.e. 11.40 % (Floating Rate) For Loan against Bank's Own Term Deposit a) Loan to the Depositor 1 % above the rate of interest on Deposit b) Loan against third party Deposit 2.50% above the rate of interest on deposit subject to minimum of Base Rate. Contact: Head Office 11 Hemant Basu Sarani Kolkata - 700001 Toll Free Number - 1800-345-0345 Toll Free Number for MSME Sector - 1800-345-3344 For Hotlisting/Blocking of ATM cum Debit Card, - Click Here Contact No. 022-40429100 / 18001033470 |
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