| 29th October 2016 01:08 PM | |
| shikha | Re: Early Repayment of Home Loan SBI State Bank of India (SBI), has Many Home Loan Schemes Tailored To The Needs Of Customers Including SBI Maxgain, SBI Realty, SBI Home Plus & NRI Home Loans Eligibility Criteria, Age For Salaried 18 years to 70years For Self employed 21 years to 70years Income For Salaried Rs.1,20,000 (p.a.) For Self employed Rs.2,00,000 (p.a.) Current Experience For Salaried 2years For Self employed 3years Min. Loan Amount – 5 lacs Max. Loan Amount – No upper limit SBI Home Loan Interest Rates Interest Rate For women - 9.30% For General Customers - 9.35% SBI Flexipay - 9.35% Processing Fees Up to 0.35% of Loan Amount, Maximum of Rs.11,500 Loan Tenure 30 years SBI Flexipay - 25 to 30 years Pre-closure Charges Nil Partial Pre-Payment Charges Nil Guarantor Requirement No Guarantor Required Repayment Period: Maximum 30 years (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is early. Documentation Needed to apply for an SBI Home Loan 1. Signed application form with photograph 2. ID and residence proof 3. Processing fee cheque 4. Last 6 months bank statements 5. Documentation for salaried applicants: Last 3 months salary-slips Form 16 or Income Tax Returns 6. Documentation for self-employed applicants: Education qualification certificate & proof of business existence Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |
| 29th October 2016 11:54 AM | |
| Unregistered | Early Repayment of Home Loan SBI Hii Guys , My Father want to apply for Home Loan in State Bank of India , Here Any one Can please tell me What is the Interest Rate and Early Repayment Period ? |
