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Re: CEMAP Exam Help
Sample question of Certificate in Mortgage Advice and Practice CEMAP is here. 1. Which of the following is NOT one of the stages in assessing need prior to making recommendations? a. Explore b. Discuss c. Quantify d. Review 2. Where a client has income from employment and self employment: a. they must be covered by the same pension arrangements b. they will be treated separately for pension purposes c. the Inland Revenue must be contacted re pension provision d. the DWP must be contacted re pension provision 3. The self employed can have: a. basic state pension + S2P + personal pension plan b. S2P + AVC's c. basic state pension + personal pension plan d. basic state pension + AVC's 4. A basic rate taxpayer wants to invest in gilts but is concerned about paying tax. Which of the following would give them the lowest tax to pay? a. A gilt offering 6% coupon b. A gilt offering a 6% coupon and 6% capital gain per annum c. A gilt offering 12% coupon per annum d. A gilt offering a 12% capital gain per annum 5. Annuities which are paid until the death of the investor are called: a. Purchased life annuities b. Lifetime annuities c. Temporary annuities d. Capital protected annuity For more question open file and download it. |
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