Karur Vysya Bank Credit Cards

I have come to collect info related to Karur Vysya Bank Credit Cards, so would you plz let me know about the same ,as I want to apply for the same?

[KunwarR]

As you asking I am telling Karur Vysya Bank offers two types of Credit Cards in partnership with State Bank of India.

KVB SBI Platinum Credit Card – these credit cards are offered by Karur Vysya with premium benefits.

Fees and Charges
One Time Joining Fee


Rs.2,999

Annual Fee


Rs.2,999

Interest Free Credit Period


20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)

Finance charges or KarurVysya Bank Credit Card Interest Rates


Upto 3.35% p.m. (40.2% p.a.) from the transaction date

Cash Advance limit


Upto 80% of Credit Limit ( Max. 12, 000 / day for Gold & 15, 000 / day for Platinum/Signature Cards

Finance charges for cash advance


Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawal

Statement Retrieval


Rs. 100 per Statement (> 3 months old)

Late Payment


Zero if due amount ranges from Rs.0 to Rs.200
Rs.100 if due amount ranges from Rs.201 to Rs.500.
Rs.200 is fixed as late payment penalty for bill ranges between Rs.501 and Rs.1000
Rs.500 is charges for due amount ranging from Rs.1001 & up to Rs.10,000
Rs.750 if bill due amount exceeds Rs.10,000

Overlimit


2.5% of Over limit Amount (Min. Rs.500)

Card Replacement


Rs.100

Foreign Currency Transaction


Conversion mark up: 3.5%

Rewards Redemption Fee


Up to Rs.99


KVB SBI Gold Card

Fees and Charges

The following Fees and charges are applicable when individuals apply for Karur Vysya Bank Credit cards:

One Time Joining Fee


Rs.499

Annual Fee


Rs.499

Interest Free Credit Period


20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)

Finance charges


Upto 3.35% p.m. (40.2% p.a.) from the transaction date

Cash Advance limit


Upto 80% of Credit Limit ( Max. 12, 000 / day for Gold & 15, 000 / day for Platinum/Signature Cards

Finance charges for cash advance


Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawal

Statement Retrieval


Rs. 100 per Statement (> 3 months old)

Late Payment


Zero is card due is less than Rs.200
Rs.100 if due amount more than Rs.200 to less than Rs.500
Rs.200 for amount due that is more than Rs.500 and up to Rs.1000
Rs.500 for credit card amount due exceeding Rs.1000 and not in excess of Rs.10,000
Rs.750 is card outstanding is in excess of Rs.10,000

Overlimit


2.5% of Over limit Amount (Min. Rs.500)

Card Replacement


Rs.100

Foreign Currency Transaction


Conversion mark up: 3.5%

Rewards Redemption Fee


Up to Rs.99