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Re: Role of National Housing Bank In Housing Finance
National Housing Bank (NHB), a wholly owned subsidiary of Reserve Bank of India (RBI), was set up on 9 July 1988 under the National Housing Bank Act, 1987. NHB is an apex financial institution for housing. Vision "Promoting inclusive expansion with stability in housing finance market" Mission "To harness and promote the market potentials to serve the housing needs of all segments of the population with the focus on low and moderate income hous Role of National Housing Bank in Housing Finance Business • To promote a sound, healthy, viable and cost effective housing finance system to cater to all segments of the population and to integrate the housing finance system with the overall financial system. • To promote a network of dedicated housing finance institutions to adequately serve various regions and different income groups. • To augment resources for the sector and channelize them for housing. • To make housing credit more affordable. • To regulate the activities of housing finance companies based on regulatory and supervisory authority derived under the Act. • To encourage augmentation of supply of buildable land and also building materials for housing and to upgrade the housing stock in the country. • To encourage public agencies to emerge as facilitators and suppliers of serviced land, for housing. |
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