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Re: What are the roles of Insurance Surveyor?
Surveyors are the link between Insurer and Insured. As per requirements of an individual, insurance companies provide insurance policy for buildings, machinery and accessories, stock and stock in process for business purpose. Work of Claims Surveyors The damage falls within the terms of the policy The amounts being claimed are fair, reasonable and cover all the works required. Role of Surveyors Surveyors or Loss Assessors are professionals hired by insurance companies to assess the actual loss arising on the occurrence of fortuitous events such as fire, burglary and so on for settlement of claims. They act as intermediaries between the insurer and the insured in settling the claims. Surveyors operate in general insurance business area. Surveyors operate in multiple lines of business, for example A fire insurance surveyor can function simultaneously as a marine surveyor. Some of the responsibilities entail carrying out surveys for buildings, machinery, ports and other financially viable items that need insurance protection. The surveyor prepares reports to assess the actual loss and to verify the amount claimed by the insured. Insurance companies settle claims based on the reports submitted by surveyors. Function of Claims Surveyors Choose the materials you would like in good time by communicating with the contractor Ensure there is appropriate access to the property for contractors If possible clear all furniture and soft furnishings from the area where works will be carried out Ensure children and pets are kept away from the area of work. |
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