IDBI Personal Loan Contact Number

Hii sir, I Wants to Apply for the Personal Loan in the IDBI Bank Will you Please Provide me the Contact Number of the Personal Loan in the IDBI Bank ?

[Arvind Kumar]

About the Personal Loan

To meet unexpected financial exigencies or come out of high priced Credit Cards funds, you can avail IDBI Bank’s Personal Loan. Be it a marriage in family, renovation of house, meeting urgent educational / hospitalization expenses or travel abroad At times, personal Loan comes handy while arranging for Earnest Money to apply for a Plot / House, or to manage Margin Money funding to avail of a Home Loan / Loan Against Property.

Following are the variants of Personal Loan:
Bullet Personal loan to Salaried Individuals, Self Employed Professionals (SEPs) & Pensioners
Bullet Salary Account with In-built Overdraft facility
Bullet Pension Account with in-built Overdraft facility to Pensioners of IDBI Bank Ltd

Eligibility Criteria

All IDBI salaried customers maintaining salary account with IDBI Bank, including Pensioners/ Family Pensioners from State or Central Government Departments, PSU companies and State or Central Government promoted/ sponsored entities or undertaking whose pension is credited to SB account with IDBI Bank (retired staff of IDBI Bank is also included

Age
Salaried/ Self Employed and Professionals :
Minimum age : 22 Years.
Maximum age at termination of loan should not be above 60 years or date of retirement, whichever is earlier.

pay Scale :

Minimum Net Salary/ Income
For Salaried class :-
Minimum Annual Average Balance (AAB) of Rs. 20,000/-
(not applicable to salaried customers maintaining salary account with IDBI Bank or customers maintaining pension account with IDBI Bank) and Minimum Annual Net Income (ANI) of Rs. 1,80,000/-.

For SEP class :-
Minimum Annual Average Balance (AAB) of Rs. 25,000/- and Minimum Annual Business Income of Rs. 2,40,000/- for last 2 FY.

Pensioners/ Family Pensioners:
Maximum age : 75 years (at the date of maturity of loan amount)

IDBI Bank Contact Detials :

Registered Office:
IDBI Bank Ltd.
IDBI Tower, WTC Complex,
Cuffe Parade, Colaba, Mumbai 400005

Contact Details
Customers can contact our 24 X 7 Phone Banking numbers
from any Landline / Mobile number, our Toll free numbers are as follows:
1800-200-1947
1800-22-1070